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Banner shows a woman at a desk with a laptop and papers, as the headline warns Grad PLUS ends July 1.
May 4, 2026
Grad PLUS, Student Loans

Grad PLUS Is Dead After July 1. What Every Professional Student Needs to Know.

Grad PLUS loans end July 1, 2026 under OBBBA. New caps of $50K/year and $200K lifetime create funding gaps for graduate students. Here are your options.

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Delinquency Rising in 2026
February 23, 2026
Credit, Economy, Refinance Loans, Student Loans

How Rising Delinquency and Financial Stress Are Changing the Case for Refinancing in 2026

Student loan refinancing rates hit 3.69% APR in February 2026—the lowest advertised fixed rates in over a year. Refinancing should be surging. However, the numbers tell a differe

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Grad PLUS & Parent PLUS
November 13, 2025
Grad PLUS, Parent PLUS, Student Loans

The Future of Grad PLUS & Parent PLUS Loans – and What It Means for Student Borrowers

For nearly two decades, the Grad PLUS and Parent PLUS loan programs have filled a crucial gap in federal student aid by helping graduate students and parents cover college costs no

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Three stages of refinancing and their effect on a credit score: soft pull, hard pull, and account change.
September 15, 2026
Does Refinancing Hurt Your Credit Score? What Actually Happens
Young professional in a suit walking to work along a sunlit office plaza on an early morning
September 10, 2026
Refinancing With a New Job: Do Lenders Care How Long You’ve Been Employed?
Hiker at a fork in a trail through sunflower fields at sunset, with signposts reading new adventures and stay the course
September 8, 2026
Refinancing Federal Student Loans: What You Give Up, Explained Honestly

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September 15, 2026

Does Refinancing Hurt Your Credit Score? What Actually Happens

September 10, 2026

Refinancing With a New Job: Do Lenders Care How Long You’ve Been Employed?

September 8, 2026

Refinancing Federal Student Loans: What You Give Up, Explained Honestly

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