The Residency Trap: Managing $250K in Student Debt on a $65K Salary
A financial survival guide for residents carrying $200K-$400K in student debt. Real repayment math, IBR vs. RAP, PSLF clock, and refinancing strategy.
Your Child’s Award Letter Just Arrived. Here’s How to Actually Read It.
Award letters bundle free money with debt under 'financial aid.' Decode yours line by line, calculate the real cost, and compare schools wisely.